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FRONTWAVE CREDIT UNION

EIN: 95-1820763Oceanside, CAZIP: 92056
501(c)(14)

Mission

FRONTWAVE CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, FRONTWAVE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Financials

YearRevenueExpensesAssets
2024$93.3M$0$1.4B
2023$81.7M$0$1.4B

Compensation

2024

WILLIAM BIRNIE
President/ceo
chief executive officer
$323,533
$28,424
$22,372
$411,283
TODD KERN
Chief Experience Officer
officer (unspecified)
$278,603
$26,500
$8,166
$341,909
SARAI RODGERS
Chief Human Resources Offi
officer (unspecified)
$248,150
$26,500
$19,060
$340,662
PAUL LEONHARDT
Chief Lending Officer
officer (unspecified)
$245,503
$26,500
$14,037
$331,504
DENNIS KINGERY
Chief Financial Officer
chief financial officer
$246,834
$18,167
$8,166
$316,101
KENDALL SCHORR
Chief Risk Officer
officer (unspecified)
$238,553
$9,834
$9,006
$292,002
ROGELIO ESTRADA
VP of Process Excellence
vice president
$188,366
$11,500
$945
$240,611
DANIEL KITCHEN
VP of Business Banking
vice president
$169,635
$11,500
$8,048
$228,485
NATHAN FRICHTEL
Vice President, Information Technology
vice president
$170,066
$10,000
$5,998
$227,064
KIRSTEN HANSON
VP of Real Estate Lending
vice president
$185,850
$11,500
$591
$220,799
RICHARD CADENA
Vice President of Member Experience
vice president
$171,100
$11,500
$985
$215,097
RYAN HUFF
Chief Information Officer
chief information officer
$175,760
$10,150
$959
$198,630
WILLIAM WELLS
Chief Information Officer (until 1/12/24)
chief information officer
$0
$0
$0
$69,453
SALLY ARNETT
Director
board member
$0
$0
$0
$0
KELLEY MAYER
Director
board member
$0
$0
$0
$0
AMANDA COOK
Treasurer
officer (unspecified)
$0
$0
$0
$0
GARY GREVING
Secretary
officer (unspecified)
$0
$0
$0
$0
GERALD POLYASCKO
Director
board member
$0
$0
$0
$0
ANN REGAN
Director
board member
$0
$0
$0
$0
BRIAN SUTTON
Chairman
board chair
$0
$0
$0
$0
MICHAEL BRIGAGLIANO
Vice Chairman
board vice chair
$0
$0
$0
$0
JOSEP MITILIERI
Director
board member
$0
$0
$0
$0

2023

WILLIAM BIRNIE
President/CEO
chief executive officer
$318,105
$61,229
$25,200
$439,349
TODD KERN
Chief Experience Officer
officer (unspecified)
$270,682
$36,000
$8,166
$340,266
PAUL LEONHARDT
Chief Lending Officer
officer (unspecified)
$239,202
$36,000
$22,584
$337,719
SARAI RODGERS
Chief Human Resources Offi
officer (unspecified)
$240,454
$36,000
$18,769
$336,707
WILLIAM WELLS
Chief Information Officer
chief information officer
$256,914
$36,000
$9,972
$303,376
JENNIFER TOPZAND
Vp of Marketing
vice president
$171,796
$19,000
$39,459
$263,139
JENNIFER WILLIAMS
Chief Risk Officer
highest compensated employee
$174,241
$35,500
$4,199
$238,124
ROGELIO ESTRADA
Vp of Process Excellence
vice president
$181,894
$19,000
$922
$234,407
KIRSTEN HANSON
Vp of Real Estate Lending
vice president
$181,747
$20,100
$574
$223,628
DANIEL KITCHEN
Vp of Business Banking
vice president
$168,288
$11,000
$8,028
$223,353
DENNIS KINGERY
Chief Financial Officer
chief financial officer
$142,315
$750
$4,742
$166,735
SHILPA EDLABADKAR
CFO (Until 2/1/23)
chief financial officer
$0
$0
$0
$72,486
KENDALL SCHORR
Chief Risk Officer
officer (unspecified)
$0
$0
$0
$70,574
KELLEY MAYER
Director
board member
$0
$0
$0
$0
JOSEP MITILIERI
Director
board member
$0
$0
$0
$0
SALLY ARNETT
Director
board member
$0
$0
$0
$0
RICHARD ROTHWELL
Director
board member
$0
$0
$0
$0
MICHAEL BRIGAGLIANO
Vice Chairman
board vice chair
$0
$0
$0
$0
GERALD POLYASCKO
Director
board member
$0
$0
$0
$0
GARY GREVING
Secretary
officer (unspecified)
$0
$0
$0
$0
BRIAN SUTTON
Chairman
board chair
$0
$0
$0
$0
AMANDA COOK
Treasurer
board treasurer
$0
$0
$0
$0

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Learn more

Data from IRS Form 990 filings (2023-2024).