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Filing year 2024

HERITAGE COMMUNITY CREDIT UNION

Rancho Cordova, California·EIN 94-1289802·14
Total revenue
$16.5M
Total assets
$268.1M
Total expenses
$14.6M
Reported officers
21
Mission

SEE SCHEDULE OHERITAGE COMMUNITY CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, HERITAGE COMMUNITY CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. THE MISSION OF HERITAGE COMMUNITY CREDIT UNION (HCCU) IS TO EMPOWER OUR MEMBERS TO ACHIEVE THEIR FINANCIAL ASPIRATIONS BY PROVIDING PERSONALIZED BANKING SOLUTIONS THAT TURN DREAMS INTO REALITIES.

Executive compensation, broken down

Form 990 · Schedule J · 8 reported individuals · Filing year 2024

$399k
$425k
Base
$331k
Bonus
$8k
Other
$8k
Benefits
$17k
VP Member Services
vice president
$223k
$238k
Base
$188k
Bonus
$6k
Other
$565
Benefits
$12k
Clo
officer (unspecified)
$215k
$229k
Base
$178k
Bonus
$4k
Other
$2k
Benefits
$15k
VP Information Technology
vice president
$195k
$208k
Base
$167k
Bonus
$5k
Other
$748
Benefits
$9k
Base
$176k
Bonus
Other
$1k
Benefits
$1k
Controller
highest compensated employee
$137k
$146k
Lending Manager
highest compensated employee
$135k
$144k
Supv Cmte Secretary
board secretary
$2k
$2k

Teal figures restate each filed amount in 2026 dollars.

Estimated with BLS CPI-U for the West region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Plus 13 unpaid individuals.

Held steady
from 2023

From $401k in 2023 to $399k in 2024.

$401k
2023
$399k
2024
In today's dollarsEst.
Down 3% in real terms$438k to $425k

Estimated with BLS CPI-U for the West region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.
Financial trend

Revenue and expenses over time

HERITAGE COMMUNITY CREDIT UNION reported revenue and expenses across 2 filing years.

RevenueExpenses
$12.1M
$11.2M
2023
$16.5M
$14.6M
2024
Total revenue and total expenses from IRS Form 990 filings.
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