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Filing year 2024

POLISH NATIONAL CREDIT UNION

Chicopee, Massachusetts·EIN 04-1734980·14
Total revenue
$31M
Total assets
$744.6M
Total expenses
$28.4M
Reported officers
21
Mission

PNCU IS A NON-PROFIT ORGANIZATION THAT IS OWNED BY THE MEMBERS. EACH MEMBER MUST OPEN AN ACCOUNT TO BECOME A MEMBER. EACH MEMBER IS ALLOWED TO CAST ONE VOTE AT THE ANNUAL MEETING. THE SLATE OF THE BOARD OF DIRECTORS IS VOTED BY THE MEMBERS. PNCU HAS 13 BOARD MEMBERS WHO ARE VOLUNTEERS. THEY ARE NOT COMPENSATED FINANCIALLY IN ANY WAY.

Executive compensation, broken down

Form 990 · Schedule J · 9 reported individuals · Filing year 2024

$903k
$975k
Base
$542k
Bonus
$26k
Other
$260k
Benefits
$32k
EVP
executive vice president
$466k
$503k
Base
$339k
Bonus
$11k
Other
$41k
Benefits
$33k
Cfo/svp
officer (unspecified)
$303k
$327k
Base
$225k
Bonus
$10k
Other
$789
Benefits
$37k
SVP Commercial Lending
senior vice president
$283k
$305k
Base
$204k
Bonus
$24k
Other
$1k
Benefits
$25k
VP Commercial Lending
vice president
$252k
$273k
Base
$177k
Bonus
$20k
Other
$1k
Benefits
$28k
SVP Operations
senior vice president
$243k
$263k
Base
$173k
Bonus
$14k
Other
$422
Benefits
$32k
Vice President, Compliance
vice president
$233k
$251k
Base
$162k
Bonus
$13k
Other
$774
Benefits
$35k
Senior Vice President Memb
senior vice president
$224k
$242k
Base
$169k
Bonus
$4k
Other
$1k
Benefits
$28k
Financial Services Program
highest compensated employee
$192k
$208k
Base
$152k
Bonus
$12k
Other
$4k
Benefits
$4k

Teal figures restate each filed amount in 2026 dollars.

Estimated with BLS CPI-U for the Northeast region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Plus 12 unpaid individuals.

Up 15%
from 2023

From $785k in 2023 to $903k in 2024.

$785k
2023
$903k
2024
In today's dollarsEst.
Up 11% in real terms$877k to $975k

Estimated with BLS CPI-U for the Northeast region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.
Financial trend

Revenue and expenses over time

POLISH NATIONAL CREDIT UNION reported revenue and expenses across 2 filing years.

RevenueExpenses
$30.4M
$27.3M
2023
$31M
$28.4M
2024
Total revenue and total expenses from IRS Form 990 filings.
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