THE SIMPSER KAVOD FUND

MISSION THE KAVOD FUND'S MISSION IS "TO HELP PEOPLE TO BE, AND REMAIN, SELF- SUFFICIENT AND SELF-RESPECTING PERSONS BY AID OF NON-INTEREST-BEARING LOANS, AND OTHER RELATED SERVICES AS THE INDIVIDUAL MAY REQUIRE. SUCH LOANS, AND SERVICES SHALL BE RENDERED WITH DIGNITY (KAVOD) AND RESPECT TO THOSE BEING HELPED."1 OVERVIEW THE KAVOD FUND'S STRATEGY TO ACHIEVE ITS MISSION HAS A TWO-PRONGED APPROACH: 1.DIRECT LOANS. FIRST, THE KAVOD FUND WILL MAKE INTEREST-FREE LOANS TO INDIVIDUALS, INSTITUTIONS AND SMALL BUSINESSES WHO ARE WORTHY, BUT CANNOT OTHERWISE ACCESS LOANS ON REASONABLE TERMS OR ANY LOANS ALTOGETHER. THE GOAL IS TO HELP WORTHY PERSONS TO HELP THEMSELVES IN A DIGNIFIED MANNER. BY PROVIDING DISTRESSED INDIVIDUALS WITH AN INTEREST-FREE LOAN, THE KAVOD FUND WILL PROVIDE NOT ONLY CAPITAL, BUT ALSO A SENSE OF HOPE AND WORTH, AS BORROWERS WILL KNOW SOMEONE BELIEVES IN THEM AND THEIR FUTURE SUCCESS. SOMETIMES THAT PUSH IS WHAT AN INDIVIDUAL NEEDS TO GET OUT OF A NEGATIVE CYCLE. IN ADDITION