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Filing year 2024

HARBOR POINTE CREDIT UNION

Duluth, Minnesota·EIN 41-0226825·14
Total revenue
$7.6M
Total assets
$144M
Total expenses
$5.8M
Reported officers
11
Mission

To meet the borrowing, saving, and investment needs of its members by providing the financial services desired. Members save and borrow from each other.Credit Union Members save and borrow from each other.

Executive compensation, broken down

Form 990 · Schedule J · 4 reported individuals · Filing year 2024

Base
$181k
Bonus
$34k
Other
$138
Benefits
$10k
VP of Operations
vice president
$169k
$182k
Base
$130k
Bonus
$18k
Other
$138
Benefits
$13k
VP Lending
vice president
$160k
$172k
Base
$130k
Bonus
$11k
Other
$60
Benefits
$11k
Information Systems Manager
highest compensated employee
$117k
$126k

Teal figures restate each filed amount in 2026 dollars.

Estimated with BLS CPI-U for the Midwest region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Plus 7 unpaid individuals.

Down 4%
from 2023

From $247k in 2023 to $237k in 2024.

$247k
2023
$237k
2024
In today's dollarsEst.
Down 7% in real terms$273k to $255k

Estimated with BLS CPI-U for the Midwest region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.
Financial trend

Revenue and expenses over time

HARBOR POINTE CREDIT UNION reported revenue and expenses across 2 filing years.

RevenueExpenses
$6.8M
$5.4M
2023
$7.6M
$5.8M
2024
Total revenue and total expenses from IRS Form 990 filings.
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