KRAUS-ANDERSON INCORPORATED HEALTH CARE PLAN

THE TRUST WAS CREATED FOR THE EXCLUSIVE PURPOSE OF PROVIDING AND MAINTAINING (EITHER DIRECTLY OR THROUGH THE PURCHASE OF INSURANCE, OR BOTH) THOSE HEALTH BENEFITS (CONTINUED IN SCHEDULE O)(INCLUDING HOSPITALIZATION, MEDICAL, SURGICAL, MAJOR MEDICAL, DENTAL AND OTHER HEALTH CARE BENEFITS) AS MAY BE SPECIFIED IN THE PLAN STATEMENT AND FOR PAYMENT OF THE REASONABLE EXPENSES OF THE FUND TO ELIGIBLE EMPLOYEES AND THEIR BENEFICIARIES UNDER THE KRAUS-ANDERSON, INCORPORATED BENEFIT PROGRAMS.