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Filing year 2024

NORTH CAROLINA JOINT UNDERWRITING ASSOCIATION

Raleigh, North Carolina·EIN 56-1222676·6
Total revenue
$232.8M
Total assets
$226.5M
Total expenses
$234.1M
Reported officers
27
Mission

IN 1969, THE NORTH CAROLINA GENERAL ASSEMBLY ESTABLISHED THE ASSOCIATION AS A MARKET OF LAST RESORT TO PROVIDE PROPERTY INSURANCE FOR INDIVIDUALS AND BUSINESSES WHO ARE UNABLE TO BUY IT IN THE STANDARD INSURANCE MARKET. ALL PROPERTY AND CASUALTY INSURANCE COMPANIES DOING BUSINESS IN NORTH CAROLINA ARE REQUIRED BY STATUTE TO PARTICIPATE IN FUNDING THE OPERATIONS OF THE ASSOCIATION, AND THEY SHARE IN ITS LOSSES ON PRO RATA BASIS. THE ASSOCIATION IS NOT AN AGENCY OF THE STATE GOVERNMENT, BUT ITS REGULATED BY THE NORTH CAROLINA COMMISSIONER OF INSURANCE.

Executive compensation, broken down

Form 990 · Schedule J · 11 reported individuals · Filing year 2024

Chief Executive Officer
$614k
$652k
Base
$497k
Bonus
$70k
Other
$1k
Benefits
$25k
Chief Operating Officer
$473k
$502k
Base
$353k
Bonus
$68k
Other
$2k
Benefits
$30k
Chief Claims Officer
key employee
$370k
$392k
Base
$273k
Bonus
$46k
Other
$1k
Benefits
$32k
Chief Information Officer
chief information officer
$331k
$351k
Base
$237k
Bonus
$45k
Other
$1k
Benefits
$31k
Chief Human Resources Officer
key employee
$311k
$330k
Base
$232k
Bonus
$45k
Other
$2k
Benefits
$15k
Director of IT
chief information officer
$300k
$318k
Base
$229k
Bonus
$30k
Other
$2k
Benefits
$25k
Director of Claims
highest compensated employee
$274k
$290k
Base
$212k
Bonus
$34k
Other
$1k
Benefits
$15k
Chief Financial Officer
$269k
$285k
Base
$185k
Bonus
$44k
Other
$1k
Benefits
$24k
Director of Underwriting
highest compensated employee
$250k
$265k
Base
$181k
Bonus
$29k
Other
$1k
Benefits
$30k
Claims Manager
highest compensated employee
$232k
$246k
Base
$144k
Bonus
$24k
Other
$21k
Benefits
$41k
Claims Manager
highest compensated employee
$203k
$216k
Base
$154k
Bonus
$18k
Other
$19k
Benefits
$803

Teal figures restate each filed amount in 2026 dollars.

Estimated with BLS CPI-U for the South region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Plus 16 unpaid individuals.

Up 9%
from 2023

From $563k in 2023 to $614k in 2024.

$563k
2023
$614k
2024
In today's dollarsEst.
Up 6% in real terms$614k to $652k

Estimated with BLS CPI-U for the South region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.
Financial trend

Revenue and expenses over time

NORTH CAROLINA JOINT UNDERWRITING ASSOCIATION reported revenue and expenses across 2 filing years.

RevenueExpenses
$165.5M
$158.2M
2023
$232.8M
$234.1M
2024
Total revenue and total expenses from IRS Form 990 filings.
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