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Filing year 2024

SMART FINANCIAL CREDIT UNION

Houston, Texas·EIN 74-0695355·14
Total revenue
$47.9M
Total assets
$783.4M
Total expenses
$45.8M
Reported officers
21
Mission

PROMOTE FINANCIAL WELL-BEING WITHIN OUR COMMUNITIES BY PROVIDING FINANCIAL EDUCATION AND DEVELOPING DEEP, LIFELONG RELATIONSHIPS WITH OUR MEMBERS, TEAMMATES, AND COMMUNITY PARTNERS.

Executive compensation, broken down

Form 990 · Schedule J · 21 reported individuals · Filing year 2024

Base
$483k
Bonus
$107k
Other
$237k
Benefits
$11k
$441k
$460k
Base
$267k
Bonus
$38k
Other
Benefits
$20k
Cco
key employee
$320k
$334k
Base
$221k
Bonus
$32k
Other
Benefits
$20k
Cro
key employee
$304k
$317k
Base
$227k
Bonus
$32k
Other
Benefits
$20k
CIO
chief information officer
$304k
$317k
Base
$236k
Bonus
$32k
Other
Benefits
$1k
Clo
key employee
$278k
$290k
Base
$188k
Bonus
$26k
Other
Benefits
$20k
Cxo
key employee
$275k
$287k
Base
$196k
Bonus
$26k
Other
Benefits
$20k
Base
$174k
Bonus
$29k
Other
Benefits
$20k
SVP Member Experience - Digital
senior vice president
$223k
$232k
Base
$162k
Bonus
$18k
Other
Benefits
$15k
SVP Member Experience - Retail
senior vice president
$211k
$220k
Base
$154k
Bonus
$17k
Other
Benefits
$20k
VP Marketing
vice president
$204k
$213k
Base
$148k
Bonus
$21k
Other
Benefits
$9k
VP Commercial Credit
vice president
$196k
$204k
Base
$163k
Bonus
$18k
Other
Benefits
$9k
Director
board member
$9k
$9k
Vice-chair
officer (unspecified)
$9k
$9k
Treasurer
officer (unspecified)
$9k
$9k
Director
board member
$9k
$9k
Chairman
board chair
$8k
$9k
Secretary
officer (unspecified)
$8k
$9k
Director
board member
$8k
$9k
Director
board member
$8k
$8k
Director
board member
$7k
$7k

Teal figures restate each filed amount in 2026 dollars.

Estimated with Houston-The Woodlands-Sugar Land, TX metro-area CPI-U, restating filed pay into April 2026 dollars. A restatement of past pay, not current or projected pay.

Up 65%
from 2023

From $613k in 2023 to $1M in 2024.

$613k
2023
$1M
2024
In today's dollarsEst.
Up 61% in real terms$655k to $1.1M

Estimated with Houston-The Woodlands-Sugar Land, TX metro-area CPI-U, restating filed pay into April 2026 dollars. A restatement of past pay, not current or projected pay.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.
Financial trend

Revenue and expenses over time

SMART FINANCIAL CREDIT UNION reported revenue and expenses across 2 filing years.

RevenueExpenses
$46.4M
$43.3M
2023
$47.9M
$45.8M
2024
Total revenue and total expenses from IRS Form 990 filings.
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