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Filing year 2024

SMART FINANCIAL CREDIT UNION

Houston, Texas·EIN 74-0695355·501(c)(14)
Total revenue
$47.9M
Total assets
$783.4M
Total expenses
$45.8M
Reported officers
21
Mission

PROMOTE FINANCIAL WELL-BEING WITHIN OUR COMMUNITIES BY PROVIDING FINANCIAL EDUCATION AND DEVELOPING DEEP, LIFELONG RELATIONSHIPS WITH OUR MEMBERS, TEAMMATES, AND COMMUNITY PARTNERS.

Executive compensation, broken down

Form 990 · Part VII & Schedule J · 21 reported individuals · Filing year 2024

Percentile bands compare each position's total pay with the same role at nonprofits nationwide, across all sectors.

CEO
Above 90th percentile
$1M
$1.1M
Base
$483k
Bonus
$107k
Other
$237k
Benefits
$11k
EVP / CFO
Above 90th percentile
$441k
$460k
Base
$267k
Bonus
$38k
Other
Benefits
$20k
Cco
Key Employee
75th to 90th percentile
$320k
$334k
Base
$221k
Bonus
$32k
Other
Benefits
$20k
Cro
Key Employee
75th to 90th percentile
$304k
$317k
Base
$227k
Bonus
$32k
Other
Benefits
$20k
CIO
Chief Information Officer
75th to 90th percentile
$304k
$317k
Base
$236k
Bonus
$32k
Other
Benefits
$1k
Clo
Key Employee
75th to 90th percentile
$278k
$290k
Base
$188k
Bonus
$26k
Other
Benefits
$20k
Cxo
Key Employee
75th to 90th percentile
$275k
$287k
Base
$196k
Bonus
$26k
Other
Benefits
$20k
COO
75th to 90th percentile
$243k
$253k
Base
$174k
Bonus
$29k
Other
Benefits
$20k
SVP Member Experience - Digital
Senior Vice President
25th percentile to median
$223k
$232k
Base
$162k
Bonus
$18k
Other
Benefits
$15k
SVP Member Experience - Retail
Senior Vice President
25th percentile to median
$211k
$220k
Base
$154k
Bonus
$17k
Other
Benefits
$20k
VP Marketing
Board Vice President
Median to 75th percentile
$204k
$213k
Base
$148k
Bonus
$21k
Other
Benefits
$9k
VP Commercial Credit
Board Vice President
Median to 75th percentile
$196k
$204k
Base
$163k
Bonus
$18k
Other
Benefits
$9k
Director
Board Member
25th percentile to median
$9k
$9k
Vice-chair
Officer (Unspecified)
$9k
$9k
Treasurer
Officer (Unspecified)
$9k
$9k
Director
Board Member
25th percentile to median
$9k
$9k
Chairman
Board Chair
25th percentile to median
$8k
$9k
Secretary
Officer (Unspecified)
$8k
$9k
Director
Board Member
25th percentile to median
$8k
$9k
Director
Board Member
25th percentile to median
$8k
$8k
Director
Board Member
25th percentile to median
$7k
$7k

Teal figures restate each filed amount in 2026 dollars.

Estimated with Houston-The Woodlands-Sugar Land, TX metro-area CPI-U, restating filed pay into April 2026 dollars. A restatement of past pay, not current or projected pay.

Up 65%
from 2023

From $613k in 2023 to $1M in 2024.

$613k
2023
$1M
2024
In today's dollarsEst.
Up 61% in real terms$655k to $1.1M

Estimated with Houston-The Woodlands-Sugar Land, TX metro-area CPI-U, restating filed pay into April 2026 dollars. A restatement of past pay, not current or projected pay.

Pay for the position

Chief Executive Officer pay rose 65% from 2023 to 2024, while revenue rose 3%.

$613k in 2023 to $1M in 2024.
  • Key Employee pay fell 30% from 2023 to 2024.
  • Chief Information Officer pay rose 19% from 2023 to 2024.

Pay for the position itself, not any one person. The officeholder may have changed between 2023 and 2024.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.
Financial trend

Revenue and expenses over time

SMART FINANCIAL CREDIT UNION reported revenue and expenses across 2 filing years.

RevenueExpenses
$46.4M
$43.3M
2023
$47.9M
$45.8M
2024
Total revenue and total expenses from IRS Form 990 filings.
FAQ

Common questions about SMART FINANCIAL CREDIT UNION

What does the Chief Executive Officer of SMART FINANCIAL CREDIT UNION earn?

In 2024, the Chief Executive Officer of SMART FINANCIAL CREDIT UNION received $1,012,740 in total compensation. This pay is in the top 10% for Chief Executive Officer roles among nonprofits nationwide, across all sectors: at least 9 in 10 comparable filings report less. Based on IRS Form 990 data.

How does Chief Executive Officer pay at SMART FINANCIAL CREDIT UNION compare with similar nonprofits?

Compared with the same role at nonprofits nationwide, across all sectors, the 2024 pay of the Chief Executive Officer at SMART FINANCIAL CREDIT UNION falls in the top 10%.

What are SMART FINANCIAL CREDIT UNION's revenue and expenses?

In 2024, SMART FINANCIAL CREDIT UNION reported $47.9M in total revenue and $45.8M in total expenses on its IRS Form 990.

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