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Filing year 2024

1ST NORTHERN CALIFORNIA CREDIT UNION

Martinez, California·EIN 94-1175509·NTEE W61 · Public & Societal Benefit·501(c)(14)
Total revenue
$27.8M
Total assets
$822.3M
Total expenses
$23.7M
Reported officers
16
Mission

THIS CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSES OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, THIS CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THIS CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Executive compensation, broken down

Form 990 · Part VII & Schedule J · 11 reported individuals · Filing year 2024

Percentile bands compare each position's total pay with the same role at Public & Societal Benefit organizations nationwide.

President/ceo
Above 90th percentilevs Public & Societal Benefit peers in California
$488k
$517k
Base
$470k
Bonus
Other
Benefits
$15k
Sr. Vice President/coo
Key Employee
Median to 75th percentile
$278k
$295k
Base
$251k
Bonus
Other
Benefits
$14k
Sr. Vice President/cfo
75th to 90th percentilevs Public & Societal Benefit peers in California
$265k
$280k
Base
$243k
Bonus
Other
Benefits
$12k
Sr. Vice President/clo
Key Employee
Median to 75th percentile
$243k
$257k
Base
$221k
Bonus
Other
Benefits
$11k
Sr. Vice President/cmo
Key Employee
Median to 75th percentile
$194k
$206k
Base
$191k
Bonus
Other
Benefits
$3k
VP of IT
Board Vice President
Median to 75th percentile
$190k
$202k
Base
$175k
Bonus
Other
Benefits
$14k
VP of Mortgage Lending
Board Vice President
25th percentile to median
$174k
$184k
Base
$152k
Bonus
Other
Benefits
$15k
VP of Operations
Board Vice President
25th percentile to median
$159k
$168k
Base
$142k
Bonus
Other
Benefits
$14k
VP of Compliance
Board Vice President
25th percentile to median
$154k
$163k
Base
$144k
Bonus
Other
Benefits
$10k
Vp/branch Manager
Board Vice President
25th percentile to median
$150k
$159k
Base
$133k
Bonus
Other
Benefits
$14k
Vp/ Human Resources
Highest Compensated Employee
25th percentile to medianvs Public & Societal Benefit peers in California
$131k
$138k

Teal figures restate each filed amount in 2026 dollars.

Estimated with San Francisco-Oakland-Hayward, CA metro-area CPI-U, restating filed pay into April 2026 dollars. A restatement of past pay, not current or projected pay.

Plus 5 unpaid individuals.

Browse compensation in Public & Societal Benefit

Pay in context

Top pay as a share of expenses

In 2024, the highest total compensation at 1ST NORTHERN CALIFORNIA CREDIT UNION equaled 2% of the organization's total expenses. The median for public & societal benefit organizations is 10%.

This organization (2024)
2%
Sector median
10%
Middle half of sector
4% to 22%

Based on 2,608 public & societal benefit organizations, each measured at its most recent filing year with reported expenses and compensation.

Up 14%
from 2023

From $428k in 2023 to $488k in 2024.

$428k
2023
$488k
2024
In today's dollarsEst.
Up 11% in real terms$466k to $517k

Estimated with San Francisco-Oakland-Hayward, CA metro-area CPI-U, restating filed pay into April 2026 dollars. A restatement of past pay, not current or projected pay.

Pay for the position

Chief Executive Officer pay rose 14% from 2023 to 2024, while revenue rose 31%.

$428k in 2023 to $488k in 2024.
  • Key Employee pay rose 17% from 2023 to 2024.
  • Board Vice President pay rose 4% from 2023 to 2024.

Pay for the position itself, not any one person. The officeholder may have changed between 2023 and 2024.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.

Among peers

Revenue and top compensation, plotted against similar organizations. This organization is highlighted in cyan.

FAQ

Common questions about 1ST NORTHERN CALIFORNIA CREDIT UNION

What does the Chief Executive Officer of 1ST NORTHERN CALIFORNIA CREDIT UNION earn?

In 2024, the Chief Executive Officer of 1ST NORTHERN CALIFORNIA CREDIT UNION received $487,735 in total compensation. This pay is in the top 10% for Chief Executive Officer roles among Public & Societal Benefit organizations in California: at least 9 in 10 comparable filings report less. Based on IRS Form 990 data.

How does Chief Executive Officer pay at 1ST NORTHERN CALIFORNIA CREDIT UNION compare with similar nonprofits?

Compared with the same role at Public & Societal Benefit organizations in California, the 2024 pay of the Chief Executive Officer at 1ST NORTHERN CALIFORNIA CREDIT UNION falls in the top 10%. In 2024, the highest total compensation at 1ST NORTHERN CALIFORNIA CREDIT UNION equaled 2% of the organization's total expenses. The median for public & societal benefit organizations is 10%.

What are 1ST NORTHERN CALIFORNIA CREDIT UNION's revenue and expenses?

In 2024, 1ST NORTHERN CALIFORNIA CREDIT UNION reported $27.8M in total revenue and $23.7M in total expenses on its IRS Form 990.

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