WCRIBMA - VEBA

**SEE SCHEDULE O**THE ORGANIZATION IS DESCRIBED IN IRC SECTION 501(C)(9) AS A VOLUNTARY EMPLOYEES' BENEFICIARY ASSOCIATION THAT RECEIVES AND HOLDS IN TRUST AMOUNTS CONTRIBUTED BY THE EMPLOYER AT ITS DISCRETION, OR BY COVERED INDIVIDUALS IN THE PLAN TO FUND ITS OBLIGATION TO PROVIDE MEDICAL BENEFITS. ON DECEMBER 31, 2004, THE TRUST ACCOUNT FOR THE ORGANIZATION WAS ESTABLISHED BY ITS RELATED TAX EXEMPT ORGANIZATION, THE WORKERS' COMPENSATION RATING AND INSPECTION BUREAU OF MASSACHUSETTS (THE WCRIBMA).