AMERICAN PACIFIC FINANCIAL SERVICES CORP

AMERICAN NBSP;PACIFIC NBSP;FINANCIAL NBSP;SERVICES NBSP;CORP NBSP;(APFSC) NBSP;PROVIDES NBSP;A NBSP;COMPREHENSIVE NBSP;RANGE NBSP;OF NBSP;CREDIT NBSP;BANKRUPTCY NBSP;AND NBSP;HOUSING NBSP;COUNSELING NBSP;SERVICES NBSP;TO NBSP;THE NBSP;GENERAL NBSP;PUBLIC NBSP;THESE NBSP;INCLUDE NBSP;THE NBSP;DISTRIBUTION NBSP;OF NBSP;EDUCATIONAL NBSP;MATERIALS NBSP;AND NBSP;RESOURCES NBSP;PERSONALIZED NBSP;COUNSELING NBSP;SERVICES NBSP;STRUCTURED NBSP;DEBT NBSP;MANAGEMENT NBSP;PROGRAMS NBSP;BANKRUPTCY NBSP;CREDIT NBSP;COUNSELING NBSP;FORECLOSURE NBSP;PREVENTION NBSP;HOMEBUYER NBSP;EDUCATION NBSP;PRE-PURCHASE NBSP;HOUSING NBSP;COUNSELING NBSP;AND NBSP;OTHER NBSP;FINANCIAL NBSP;LITERACY NBSP;INITIATIVES NBSP;ALL NBSP;SERVICES NBSP;ARE NBSP;DESIGNED NBSP;TO NBSP;PROMOTE NBSP;FINANCIAL NBSP;EMPOWERMENT NBSP;AND NBSP;WELL-BEING NBSP;AMONG NBSP;INDIVIDUALS NBSP;AND NBSP;FAMILIES