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Filing year 2024

CAMBRIDGE CREDIT COUNSELING CORP

Agawam, Massachusetts·EIN 04-3337726·NTEE P51 · Human Services·3
Total revenue
$9M
Total assets
$12.5M
Total expenses
$9.9M
Reported officers
16
Mission

The organization specializes in providing education and counseling services to individuals and groups who are concerned about their financial situation. If appropriate, the organization also helps individuals establish affordable and convenient debt management plans to help them repay their debts in a timely manner. As a HUD-approved housing counseling agency, the organization also provides pre- and post-purchase counseling, rental and reverse mortgage counseling, and foreclosure intervention and default counseling. The organization has also been approved by the Executive Office for U.S. Trustees to provide pre-filing credit counseling and pre-discharge debtor education to consumers filing for bankruptcy protection.

Executive compensation, broken down

Form 990 · Schedule J · 16 reported individuals · Filing year 2024

$313k
$338k
Base
$290k
Bonus
Other
Benefits
$11k
$199k
$215k
Base
$165k
Bonus
$10k
Other
Benefits
$16k
General Manager
unclassified
$143k
$154k
Credit Counseling
unclassified
$119k
$129k
Chairman
board chair
$116k
$125k
Human Resources Mg
unclassified
$107k
$115k
Director
board member
$21k
$22k
Director
board member
$18k
$20k
Director
board member
$14k
$15k
Director
board member
$13k
$14k
Director
board member
$13k
$14k
Director
board member
$12k
$13k
Director
board member
$10k
$11k
Director
board member
$10k
$11k
Director
board member
$8k
$9k
Director
board member
$8k
$9k

Teal figures restate each filed amount in 2026 dollars.

Estimated with BLS CPI-U for the Northeast region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Browse compensation in Human Services

Down 10%
from 2023

From $349k in 2023 to $313k in 2024.

$349k
2023
$313k
2024
In today's dollarsEst.
Down 13% in real terms$389k to $338k

Estimated with BLS CPI-U for the Northeast region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.
Financial trend

Revenue and expenses over time

CAMBRIDGE CREDIT COUNSELING CORP reported revenue and expenses across 2 filing years.

RevenueExpenses
$8.8M
$9.2M
2023
$9M
$9.9M
2024
Total revenue and total expenses from IRS Form 990 filings.
Sector benchmark

What Human Services executives earn in Massachusetts

Comparable human services organizations in Massachusetts pay their highest-earning executive a median of $111,982.

25th percentile
$45k
Median
$111,982
75th percentile
$193k
90th percentile
$303k

These are human services sector-wide figures, not this organization's reported pay. Based on 244 organizations across 244 filings (2021 – 2023).

See full Human Services pay data for Massachusetts
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