The organization specializes in providing education and counseling services to individuals and groups who are concerned about their financial situation. If appropriate, the organization also helps individuals establish affordable and convenient debt management plans to help them repay their debts in a timely manner. As a HUD-approved housing counseling agency, the organization also provides pre- and post-purchase counseling, rental and reverse mortgage counseling, and foreclosure intervention and default counseling. The organization has also been approved by the Executive Office for U.S. Trustees to provide pre-filing credit counseling and pre-discharge debtor education to consumers filing for bankruptcy protection.
Executive compensation, broken down
Form 990 · Part VII & Schedule J · 16 reported individuals · Filing year 2024
Percentile bands compare each position's total pay with the same role at Human Services organizations in Massachusetts.
- Base
- $290k
- Bonus
- —
- Other
- —
- Benefits
- $11k
- Base
- $165k
- Bonus
- $10k
- Other
- —
- Benefits
- $16k
| Position | Base | Bonus | Other | Benefits | Total |
|---|---|---|---|---|---|
President & CEO Above 90th percentile | $290k | — | — | $11k | $313k $338k |
Treasurer 75th to 90th percentile | $165k | $10k | — | $16k | $199k $215k |
General Manager 25th percentile to medianvs all sectors nationwide | — | — | — | — | $143k $154k |
Credit Counseling Unclassified | — | — | — | — | $119k $129k |
Chairman Board Chair 75th to 90th percentilevs Human Services peers nationwide | — | — | — | — | $116k $125k |
Human Resources Mg Unclassified | — | — | — | — | $107k $115k |
Director Board Member 25th percentile to median | — | — | — | — | $21k $22k |
Director Board Member 25th percentile to median | — | — | — | — | $18k $20k |
Director Board Member 10th to 25th percentile | — | — | — | — | $14k $15k |
Director Board Member 10th to 25th percentile | — | — | — | — | $13k $14k |
Director Board Member 10th to 25th percentile | — | — | — | — | $13k $14k |
Director Board Member 10th to 25th percentile | — | — | — | — | $12k $13k |
Director Board Member 10th to 25th percentile | — | — | — | — | $10k $11k |
Director Board Member 10th to 25th percentile | — | — | — | — | $10k $11k |
Director Board Member 10th to 25th percentile | — | — | — | — | $8k $9k |
Director Board Member 10th to 25th percentile | — | — | — | — | $8k $9k |
Teal figures restate each filed amount in 2026 dollars.
Estimated with BLS CPI-U for the Northeast region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.
Top pay as a share of expenses
In 2024, the highest total compensation at CAMBRIDGE CREDIT COUNSELING CORP equaled 3% of the organization's total expenses. The median for human services organizations is 8%.
Based on 26,698 human services organizations, each measured at its most recent filing year with reported expenses and compensation.
Down 10%
from 2023
From $349k in 2023 to $313k in 2024.
Estimated with BLS CPI-U for the Northeast region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.
Chief Executive Officer pay fell 10% from 2023 to 2024, while revenue rose 2%.
- Chief Financial Officer pay rose 5% from 2023 to 2024.
- General Manager pay rose 3% from 2023 to 2024.
Pay for the position itself, not any one person. The officeholder may have changed between 2023 and 2024.
Among peers
Revenue and top compensation, plotted against similar organizations. This organization is highlighted in cyan.
Common questions about CAMBRIDGE CREDIT COUNSELING CORP
What does the Chief Executive Officer of CAMBRIDGE CREDIT COUNSELING CORP earn?
In 2024, the Chief Executive Officer of CAMBRIDGE CREDIT COUNSELING CORP received $313,107 in total compensation. This pay is in the top 10% for Chief Executive Officer roles among Human Services organizations in Massachusetts: at least 9 in 10 comparable filings report less. Based on IRS Form 990 data.
How does Chief Executive Officer pay at CAMBRIDGE CREDIT COUNSELING CORP compare with similar nonprofits?
Compared with the same role at Human Services organizations in Massachusetts, the 2024 pay of the Chief Executive Officer at CAMBRIDGE CREDIT COUNSELING CORP falls in the top 10%. In 2024, the highest total compensation at CAMBRIDGE CREDIT COUNSELING CORP equaled 3% of the organization's total expenses. The median for human services organizations is 8%.
What are CAMBRIDGE CREDIT COUNSELING CORP's revenue and expenses?
In 2024, CAMBRIDGE CREDIT COUNSELING CORP reported $9M in total revenue and $9.9M in total expenses on its IRS Form 990.
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