The primary focus of Garden State Consumer Credit Counseling, Inc. ("Navicore Solutions"), a non-profit organization, is to strengthen the well-being of individuals and families through education, guidance, advocacy, and support. Our most significant activities include housing counseling, credit counseling, bankruptcy counseling, financial education, and other outreach programs. Finally, for those individuals who qualify, the company provides a debt management program.
Executive compensation, broken down
Form 990 · Part VII & Schedule J · 10 reported individuals · Filing year 2024
Percentile bands compare each position's total pay with the same role at Human Services organizations in New Jersey.
- Base
- $304k
- Bonus
- —
- Other
- $58k
- Benefits
- $20k
- Base
- $244k
- Bonus
- —
- Other
- $73k
- Benefits
- $2k
- Base
- $253k
- Bonus
- —
- Other
- $61k
- Benefits
- $4k
- Base
- $198k
- Bonus
- —
- Other
- $26k
- Benefits
- $47k
- Base
- —
- Bonus
- —
- Other
- $231k
- Benefits
- —
- Base
- $162k
- Bonus
- —
- Other
- —
- Benefits
- $20k
| Position | Base | Bonus | Other | Benefits | Total |
|---|---|---|---|---|---|
President & CEO Above 90th percentile | $304k | — | $58k | $20k | $407k $440k |
CFO Above 90th percentile | $244k | — | $73k | $2k | $320k $346k |
COO Above 90th percentile | $253k | — | $61k | $4k | $318k $344k |
Vp-customer Exp Unclassified | $198k | — | $26k | $47k | $271k $293k |
Executive Dir. Unclassified | — | — | $231k | — | $231k $250k |
Sr Software Engine Unclassified | $162k | — | — | $20k | $182k $197k |
Dr of Industry Rel Unclassified | — | — | — | — | $147k $159k |
Sr.business Sys an Unclassified | — | — | — | — | $139k $150k |
Dr of Business Dev Unclassified | — | — | — | — | $116k $125k |
Asst Corp Secre Officer (Unspecified) | — | — | — | — | $46k $50k |
Teal figures restate each filed amount in 2026 dollars.
Estimated with New York-Newark-Jersey City, NY-NJ-PA metro-area CPI-U, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.
Plus 8 unpaid individuals.
Top pay as a share of expenses
In 2024, the highest total compensation at GARDEN STATE CONSUMER CREDIT COUNSELING INC equaled 2% of the organization's total expenses. The median for human services organizations is 8%.
Based on 26,698 human services organizations, each measured at its most recent filing year with reported expenses and compensation.
Funded by
Private foundations whose Form 990-PF Part XV grants matched this organization.
Down 2%
from 2023
From $417k in 2023 to $407k in 2024.
Estimated with New York-Newark-Jersey City, NY-NJ-PA metro-area CPI-U, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.
Chief Executive Officer pay rose 8% from 2023 to 2024, while revenue rose 12%.
- Chief Financial Officer pay fell 6% from 2023 to 2024.
- Chief Operating Officer pay rose 16% from 2023 to 2024.
Pay for the position itself, not any one person. The officeholder may have changed between 2023 and 2024.
Among peers
Revenue and top compensation, plotted against similar organizations. This organization is highlighted in cyan.
Common questions about GARDEN STATE CONSUMER CREDIT COUNSELING INC
What does the Chief Executive Officer of GARDEN STATE CONSUMER CREDIT COUNSELING INC earn?
In 2024, the Chief Executive Officer of GARDEN STATE CONSUMER CREDIT COUNSELING INC received $406,681 in total compensation. This pay is in the top 10% for Chief Executive Officer roles among Human Services organizations in New Jersey: at least 9 in 10 comparable filings report less. Based on IRS Form 990 data.
How does Chief Executive Officer pay at GARDEN STATE CONSUMER CREDIT COUNSELING INC compare with similar nonprofits?
Compared with the same role at Human Services organizations in New Jersey, the 2024 pay of the Chief Executive Officer at GARDEN STATE CONSUMER CREDIT COUNSELING INC falls in the top 10%. In 2024, the highest total compensation at GARDEN STATE CONSUMER CREDIT COUNSELING INC equaled 2% of the organization's total expenses. The median for human services organizations is 8%.
What are GARDEN STATE CONSUMER CREDIT COUNSELING INC's revenue and expenses?
In 2024, GARDEN STATE CONSUMER CREDIT COUNSELING INC reported $16.8M in total revenue and $16.4M in total expenses on its IRS Form 990.
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