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Filing year 2024

WHATCOM EDUCATIONAL CREDIT UNION

Bellingham, Washington·EIN 91-0712539·NTEE W61 · Public & Societal Benefit·501(c)(14)
Total revenue
$166.5M
Total assets
$3B
Total expenses
$154.3M
Reported officers
25
Mission

WHATCOM EDUCATIONAL CREDIT UNION (WECU) IS A NOT-FOR-PROFIT FINANCIAL COOPERATIVE WHERE MEMBERS ARE ENCOURAGED TO SAVE AND BORROW RESPONSIBLY AT FAIR AND COMPETITIVE RATES, IMPROVING THEIR FINANCIAL WELL-BEING AND STANDARD OF LIVING. THIS STATE-CHARTERED CREDIT UNION IS A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION SHARE INSURANCE FUND, AND IS REGULATED BY THE NATIONAL CREDIT UNION ASSOCIATION, AND THE STATE OF WASHINGTON DEPARTMENT OF FINANCIAL INSTITUTIONS - DIVISION OF CREDIT UNIONS. WECU'S MAIN PRODUCTS ARE CONSUMER LOANS, REAL ESTATE LOANS AND COMMERCIAL LOANS TO MEMBERS, WHICH ARE PRIMARILY FUNDED BY DEPOSITS FROM MEMBERS. FINANCIAL EDUCATION AND COMMUNITY SERVICE ARE ALSO AN INTEGRAL PART OF WECU'S OPERATIONS AND SPIRIT OF SERVICE.

Executive compensation, broken down

Form 990 · Part VII & Schedule J · 25 reported individuals · Filing year 2024

Percentile bands compare each position's total pay with the same role at Public & Societal Benefit organizations nationwide.

President & CEO
Above 90th percentile
$966k
$1M
Base
$656k
Bonus
$179k
Other
$50k
Benefits
$28k
Chief Information Officer
Above 90th percentile
$523k
$557k
Base
$367k
Bonus
$71k
Other
$15k
Benefits
$29k
Executive Vice President
75th to 90th percentile
$521k
$555k
Base
$367k
Bonus
$71k
Other
$14k
Benefits
$29k
Chief Financial Officer
Above 90th percentile
$440k
$469k
Base
$314k
Bonus
$60k
Other
$10k
Benefits
$29k
Chief Human Resources Officer
Key Employee
Above 90th percentile
$392k
$417k
Base
$275k
Bonus
$54k
Other
$4k
Benefits
$29k
Vice President, Retail Delivery
Board Vice President
75th to 90th percentile
$340k
$362k
Base
$238k
Bonus
$46k
Other
$10k
Benefits
$29k
Vice President, Lending
Board Vice President
75th to 90th percentile
$325k
$346k
Base
$240k
Bonus
$48k
Other
$6k
Benefits
$29k
Business Banking Senior Loan Officer
Highest Compensated Employee
75th to 90th percentile
$325k
$346k
Base
$186k
Bonus
$95k
Other
$732
Benefits
$29k
Chief Marketing Officer
Key Employee
75th to 90th percentile
$319k
$340k
Base
$226k
Bonus
$43k
Other
$9k
Benefits
$11k
Vice President, Business Banking
Board Vice President
75th to 90th percentile
$318k
$339k
Base
$240k
Bonus
$48k
Other
$2k
Benefits
$29k
Vice President, Internal Audit
Board Vice President
Median to 75th percentile
$256k
$272k
Base
$185k
Bonus
$37k
Other
$1k
Benefits
$29k
Director, Information Security
Highest Compensated Employee
75th to 90th percentile
$251k
$267k
Base
$189k
Bonus
$18k
Other
$1k
Benefits
$29k
Director, IT Infrastructure
Chief Information Officer
Median to 75th percentile
$241k
$257k
Base
$182k
Bonus
$17k
Other
$1k
Benefits
$11k
Re Loan Origination Officer
Highest Compensated Employee
75th to 90th percentile
$241k
$257k
Base
$32k
Bonus
$163k
Other
$771
Benefits
$27k
Director, Digital Products
Highest Compensated Employee
Median to 75th percentile
$229k
$244k
Base
$182k
Bonus
$17k
Other
$1k
Benefits
$29k
Chair
Board Chair
Median to 75th percentile
$37k
$39k
Vice Chair
Board Vice Chair
Median to 75th percentilevs all sectors nationwide
$32k
$34k
Director
Board Member
Median to 75th percentile
$30k
$32k
Secretary
Officer (Unspecified)
$29k
$31k
Director
Board Member
Median to 75th percentile
$28k
$30k
Director
Board Member
Median to 75th percentile
$25k
$27k
Director
Board Member
Median to 75th percentile
$25k
$27k
Director
Board Member
Median to 75th percentile
$25k
$27k
Director
Board Member
Median to 75th percentile
$19k
$20k
Director (thru 6/30/24)
Board Member
25th percentile to median
$12k
$13k

Teal figures restate each filed amount in 2026 dollars.

Estimated with BLS CPI-U for the West region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Browse compensation in Public & Societal Benefit

Pay in context

Top pay as a share of expenses

In 2024, the highest total compensation at WHATCOM EDUCATIONAL CREDIT UNION equaled 0.6% of the organization's total expenses. The median for public & societal benefit organizations is 10%.

This organization (2024)
0.6%
Sector median
10%
Middle half of sector
4% to 22%

Based on 2,608 public & societal benefit organizations, each measured at its most recent filing year with reported expenses and compensation.

Up 2%
from 2023

From $945k in 2023 to $966k in 2024.

$945k
2023
$966k
2024
In today's dollarsEst.
Down 1% in real terms$1M to $1M

Estimated with BLS CPI-U for the West region, restating filed pay into May 2026 dollars. A restatement of past pay, not current or projected pay.

Pay for the position

Chief Executive Officer pay rose 2% from 2023 to 2024, while revenue rose 21%.

$945k in 2023 to $966k in 2024.
  • Chief Information Officer pay fell 1% from 2023 to 2024.
  • Executive Vice President pay rose 1% from 2023 to 2024.

Pay for the position itself, not any one person. The officeholder may have changed between 2023 and 2024.

Highest reported compensation in each year. Volunteer board members and partial-year payouts are filtered out.

Among peers

Revenue and top compensation, plotted against similar organizations. This organization is highlighted in cyan.

FAQ

Common questions about WHATCOM EDUCATIONAL CREDIT UNION

What does the Chief Executive Officer of WHATCOM EDUCATIONAL CREDIT UNION earn?

In 2024, the Chief Executive Officer of WHATCOM EDUCATIONAL CREDIT UNION received $966,326 in total compensation. This pay is in the top 10% for Chief Executive Officer roles among Public & Societal Benefit organizations nationwide: at least 9 in 10 comparable filings report less. Based on IRS Form 990 data.

How does Chief Executive Officer pay at WHATCOM EDUCATIONAL CREDIT UNION compare with similar nonprofits?

Compared with the same role at Public & Societal Benefit organizations nationwide, the 2024 pay of the Chief Executive Officer at WHATCOM EDUCATIONAL CREDIT UNION falls in the top 10%. In 2024, the highest total compensation at WHATCOM EDUCATIONAL CREDIT UNION equaled 0.6% of the organization's total expenses. The median for public & societal benefit organizations is 10%.

What are WHATCOM EDUCATIONAL CREDIT UNION's revenue and expenses?

In 2024, WHATCOM EDUCATIONAL CREDIT UNION reported $166.5M in total revenue and $154.3M in total expenses on its IRS Form 990.

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